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You wouldn’t pick a loan blindfolded—so don’t.
Our blog helps you decode your options with real tips and insights.

Embedded Lending Explained: How Xero, Shopee, Stripe & More Are Changing Business Finance

22 Jul, 2025 BY Farouq

<p>Embedded lending is a fast-growing trend where non-financial companies (such as e-commerce platforms, SaaS tools, or even ride-hailing apps) offer loans or credit options to their users <em>directly within their own apps or websites</em>. <strong>This approach allows users to access financing at the exact moment they need

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How to Optimize Your Loan Application Process for Faster Approvals - After edit

14 May, 2025 BY Khoa

In today’s fast-paced world, the loan application process can often feel like a drawn-out journey, filled with paperwork, waiting periods, and stress. Whether you're applying for a personal loan, mortgage, or a business loan, everyone wants to see faster approval times and smooth processing. But how can you, as an applicant, speed up this pro

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Other sources of financing for startups besides VCs

14 Nov, 2023 BY Daniel Tan

A healthy cash flow is essential to all businesses be it a tech startup or traditional business. While we celebrate the ramen entrepreneurs, debating about whether if it is better to bootstrap or fundraise for your startup, sometimes you just need money to make money, as the saying goes. From extra budgets in marketing so that more cus

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Common mistakes made when refinancing property loan

14 Nov, 2023 BY Daniel Tan

A recent survey shows many homeowners are not even aware they can refinance their property. For those who know, there are often a few major mistakes made: Not comparing around A property is often a person’s largest investment in life, and so a home loan is usually the biggest loan we will ever take. Often spanning a few decades and costing

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